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Parents and other family members no longer need to worry about what happens to their child’s 529 plan if they have a remaining balance upon graduation or if they decide not to pursue post-secondary education at all. Historically, parents may have been hesitant to contribute to this education savings account due to the uncertainty of their child’s future decisions, missing out on tax-free growth and withdrawals when used for qualified educational expenses (tuition, fees, books, supplies, room and board, etc.) and in many states, receiving a tax break for contributions made. Fortunately, with SECURE Act 2.0, starting in 2024, the remaining 529 balance can be transferred into a Roth IRA for the same beneficiary, giving them the opportunity to have decades of tax-free growth for their retirement.

Our expert discusses how reflecting on your long-term goals can help you make meaningful financial decisions that align with your values and priorities.

On December 29, 2022 President Biden signed the SECURE 2.0 Act into law to encourage more workers to save for retirement. With over 90 retirement-related provisions, the legislation has a lot to it. With so many different topics covered, it can be difficult to determine which provisions are most applicable to you. This article will help summarize some of the most prevalent changes that may apply to your financial plan, and if not now, surely in the future.

Cutting back on expenses isn't the only answer to saving money and reaching financial goals. We promise.

Feeling uncertain about the state of the economy? Here are 4 tips to stay ahead on your finances.

When it comes to our finances, we often get mixed up in the excitement of what is new and shiny thanks to everchanging technology providing us with constant information and recommendations. Like anything in life, in order to get to where you want to go, you have to first have a plan, in this case, a financial and life plan. Here’s how to prepare for your dream future.

Haley Tolitsky, will be speaking at the North Carolina Dental Society’s 2022 Women’s Summit at The Umstead Hotel and Spa on August 26, 2022. During her presentation, Tolitsky will examine how an once male-dominated field is now rapidly changing allowing more women to realize financial empowerment. She will also discuss finding the balance between work, family life, and personal time and finding the financial confidence to become more financially savvy than their male counterparts.

Your garage isn't the only thing that needs spring cleaning... Spring is the perfect time to check in on your finances and make sure you're on track to achieve your goals.

If you're expecting a refund, making a plan for it can help you and help others.

Talking about money with your partner can be awkward, but it's necessary. Taking the next step with your partner is an exciting time, but don’t do so without talking about money first! Money is an uncomfortable topic for many people, but it is essential for any long-term relationship.

It's never too soon to get your estate plan in order. Here are some tips to keep in mind.

Do I need life insurance? If you have anyone in your life that relies on you financially, you most likely need life insurance. Adviser Haley Tolitsky answers your questions about how much, applying for coverage, and more.

6 key steps you can take to make the transition back into paying your student loans a seamless one.

Automation can be a great tool for improving your financial life. Most of us don’t enjoy organizing our finances and tracking expenses, but thanks to technology, with a little work up front, you can automate several key areas of your financial life. Automation ensures no payments or investment contributions are missed, frees up a significant amount of time and allows you to achieve your financial goals by being consistent.

Using a financial road map to track your progress is a great way to stay organized and accomplish your financial goals. It allows you to get organized by breaking down the steps needed to achieve your short- and long-term financial aspirations. Having your own roadmap can help keep you accountable and remind you why you are working towards these goals.

What is your biggest financial lesson? Three Certified Financial Planner™ professionals and Financial Planning Association NexGen leaders share their biggest financial lessons learned over the years.

Managing debt can be extremely overwhelming. Don’t know where to begin? Adviser Haley Tolitsky, guest contributor for "The Street," helps you get started and move forward.

One of the biggest financial regrets of retired individuals is having waited too long to start saving. As soon as you become eligible, take the time to understand your retirement plan options and get signed up! Adviser Haley Tolitsky provides this guide to get you started.

With a little extra work, you can potentially save a lot of money when it comes to your future trips. Adviser Haley Tolitsky, guest contributor for "The Street," shares her top tips for financially sound travel planning.

There are a lot of “rules” out there when it comes to personal finance. Be sure to fact check your sources and keep your personal situation in-mind.